Module 1: Why This Matters
Discover why teaching money early changes everything — for your kids and for you. Reflect on your own money story, and see how everyday habits at home shape lifelong financial confidence.
- Identify the beliefs you want to pass down — and the ones to leave behind
- Reframe money as a tool for freedom, not stress
Module 2: The Caregiver’s Money Mindset
Before kids learn about money, parents revisit their own. Uncover the messages you absorbed growing up and how they show up today — then rewrite the story together.
- Explore your “spender” or “saver” tendencies
- Replace money shame with curiosity and confidence
Module 3: The Big 3 Money Mindsets for Kids
The heart of Raising Little Millionaires — three simple, lifelong habits:
- Split it before you spend it
- Make spending hard, saving easy
- Know where your money goes
Built to grow with your child, from first allowance to first paycheck.
Module 4: Building a Money Culture at Home
Turn money talk into everyday learning. Create simple, repeatable routines that make financial habits stick.
- Build delayed-gratification skills
- Narrate your choices so kids hear healthy modeling
- Run quick weekly Money Check-Ins that build confidence
Module 5: Navigating Outside Influences
Help your child stay grounded in their values — even when friends, ads, or family send mixed messages.
- Handle peer pressure and comparison with calm
- Turn “spoiling” moments into teachable ones
- Teach media and ad literacy
Module 6: What Kids Can Learn at Every Age
Know what’s age-appropriate at every stage — and where to start.
- Ages 3–5: Money basics and the 3-Jar system
- Ages 6–8: Goals, earning, and the Grow Jar
- Ages 9–12: Budgeting and borrowing
- Ages 13–18: Values-driven spending and investing
Module 7: Supporting Into Adulthood
Shift from manager to mentor as your child grows.
- Run annual “Money Step-Backs”
- Coach instead of control
- Help them plan big purchases and avoid lifestyle creep
Module 8: Your Next Steps
Bring it all together.
- Start your money routines
- Choose the right Masterclass
- Celebrate progress along the way